Maybe you have been thinking about selling your San Diego home, but are not sure how to go about the process when you still have an existing mortgage. You can rest assured it’s common for sellers like you to sell their house directly and receive the remainder of the proceeds in cash after the lender has received the payoff for the mortgage.
Thinking about selling your home can seem like a stressful and daunting process, but rest easy, it is much easier than you may think. So read on as we explore how to sell your house in San Diego directly, even with a mortgage.
Remaining Balance
Your first step is to reach out to the lender requesting your payoff balance to sell your house in San Diego directly, even with a mortgage. Of course, the amount they provide will differ from your remaining balance because the accrued interest is calculated in advance and expires within a given period; however, it provides an excellent estimate to calculate your profits. Next, local professional buyers like those at Trusted House Buyers will compare their offer to what you could earn by listing your home on the market. The reason the professional buyers at Trusted House Buyers go through this process is because we want our clients to have all the information in front of them to help them make the best decision possible. We also want you to agree that our offer is fair. One of the best upsides in using the professional buyers at Trusted House Buyers is they don’t charge commissions, and there are never any hidden fees to come off the top of your profits at closing.
Timeline
It’s helpful to understand the timeline when you sell your house in San Diego directly, even with a mortgage. There comes quite a bit of uncertainty when you list your home on the San Diego market which can cause your selling situation to be a frustrating one. The professional buyers at Trusted House Buyers have the advantage of built-in time and money-saving efficiency with a full-service team of industry specialists, including every pro needed to close swiftly, typically within days. In addition, the professional buyers at Trusted House Buyers are happy to work with you to schedule the best calendar date for the closing to make the process as convenient as possible for sellers; just let us know your plans.
Prepping
Prepping is different when you sell your house in San Diego directly, even with a mortgage. Because there’s no need to attract buyers, you don’t need to worry about curb appeal or adding a fresh coat of paint. In addition, you will not need to spend money on marketing, home staging, and professional photographers when you go through a direct sale. This can save you the hassle, time, energy, and most importantly, money. Professional buyers like those at Trusted House Buyers save sellers time, effort, and money. You don’t even need to worry about a final cleaning, just pack and leave the rest to the professional buyers at Trusted House Buyers.
Repairs
While conventional home sales include prepping and making repairs, you can keep your wallet in your pocket when you sell your house directly in San Diego because professional buyers like those at Trusted House Buyers because we buy homes as-is. That means no matter the condition of your home and no matter the list of repairs that need to be done, we will buy your home in the condition that it is. In addition, the professional buyers at Trusted House Buyers will detail the numbers used to calculate the offer to buy your home directly.
Closing
While traditional closing fees can cost sellers a considerable chunk of their profits, you eliminate the closing costs when you sell your house in San Diego directly, even with a mortgage.
Professional buyers like those at Trusted House Buyers and their team save you time and money by handling the entire process in-house. In addition, the offer you are given by the professional buyer from Trusted House Buyers is the exact amount of cash you will receive. There are no hidden fees and no surprises. If you’d like to sell your house in San Diego directly, even with a mortgage, talk to one of our professional buyers at Trusted House Buyers today without any obligation. The professional buyers at Trusted House Buyers are seasoned local real estate investors who know that no one knows the selling points of your house the way you do. It is our job to listen to the seller about their home and their needs. At Trusted House Buyers, we understand that everyone is in a different situation and we are sensitive to your unique reason to sell. Whether you’re under a time crunch, facing financial difficulties, or can’t afford the necessary repairs, our passion at Trusted House Buyers is helping our neighbors here in San Diego solve their home selling problems. We’re happy to answer any of your questions or concerns about the process at Trusted House Buyers; our goal is to help you make the most profit from the sale of your home. At Trusted House Buyers, it’s important to us that you feel good about the deal long after you leave the closing table. Ready to learn more about how a professional buyer at Trusted House Buyers can help you? Call Trusted House Buyers at 619-786-0973.
